Much of the benefit of higher education accrues to individual students and their families. Average earnings increase measurably with higher levels education for all members of demographic groups. An individual with a college degree earns 73 percent more than the typical high school graduate does. College graduate are also less likely to be unemployed and less likely to live in poverty. Society as a whole also enjoys a financial return on the investment in higher education. In addition to widespread productivity increases, the higher earnings of individuals with higher education generate higher tax payments, and consistent productive employment reduces dependence on public income-transfer programs. Academic success also reduces the tendency to commit crime.

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